[2026 Edition] Complete Guide To Choosing The Best Broadband Plan For Your Home

Due to changing work trends and a general adoption of working from home (WFH) arrangements, having a good home broadband plan has gone from a nice-to-have to a must-have for many households.

When it comes to deciding the best home broadband plan, there are 8 main internet service providers in the market to consider.

 This may consolidate in the future as SIMBA has bought over M1 (though there’s no plans to rebrand), and StarHub has acquired MyRepublic’s broadband business.

When applying for a home broadband service, there may be additional fees that we incur, outside of our monthly subscription. A few main ones include:

NLT Service Activation Fee: We have to pay $61.04 for the NetLink Trust (NLT) Service Activation fee for every new fibre port activation. This is typically for new customers or customers who moved homes, as it applies for every new activation. Customers who re-contract (from the same address) should not have to pay this fee.

Termination Point Installation Fee: For homes that do not already have a termination point, we will have to fork out an additional sum for NetLink Trust to carry out this one-time installation work. For HDB and private high-rise apartments, this is charged at $182.03, while for landed properties, it is $333.54. Again, this typically only applies to someone who has moved recently as we very likely already have home internet broadband.

Relocation, repair and replacement & removal charge: For homes that require additional work due to changing the location of a point or maintenance, there is a $184.21 fee and $336.81 for HDB and landed properties respectively.

Additional Fibre Cable Run: For homes that might have peculiarly installed connection points, an additional installation of fibre cable might be required. Do note that there is an added $1.09 per additional 5 metre-block beyond 15m for buildings fitted with end-to-end NetLink Trust’s fibre infrastructure and $1.09 per additional 5 metre-block beyond 25m for buildings fitted with building owner/building developer’s network

When choosing which home broadband plan to subscribe to, we should also ask ourselves two simple questions:

1) Contract Duration: No-contract, 12-month contract or 24-month contract?

2) Maximum Speed: 3Gbps, 5Gbps or 10Gbps?

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No-Contract Home Fibre Broadband Plans

Unlike the prevalence of no-contract mobile plans in Singapore, there aren’t as many no-contract options with home broadband plans.

MyRepublic is currently the only internet service provider that offers a no-contract plan at $49.99. With the plan, you also get a free home phone line for unlimited local calls and a $150 new router discount.

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Who Should Get A No-Contract Home Broadband Plan?

If we do not want to get locked into the service provider for 12 or 24 months, especially if we expect to move homes or even out of Singapore soon, it could make sense to go with a no-contract plan. Once we get locked into a contract, cancellation charges can be hefty and there is nothing we can do about it.

The main downsides are also cost-related, having to pay for the router and other installation charges (which are typically free for 12- or 24-month contracts).

12-Month Contract Home Fibre Broadband Plans

While a 24-month home broadband plan is most common, there are several internet service providers that offer a shorter 12-month home fibre broadband plan.

Best 12-Month Contract Home Broadband Plan

There are currently three internet service providers (ISPs) offering 12-month home broadband plans. All are priced below $30 per month, with the main difference lying in the bundled perks.  

For instance, Simba is the only provider that bills on a 30-day cycle instead of a calendar month. It also includes a free home line worth $80, setting it apart from the others. Meanwhile, new entrant eight offers free installation and discounted pricing for its existing 5G mobile customers, making it an especially compelling option for its current customer base.

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Who Should Get A 12-Month Contract Plan?

12-month contracts offer a middle ground for those who don’t want to be locked into for 24 months, but yet want to enjoy a slightly better rate for the home broadband. However, not many internet service providers offer a 12-month plan.

12-month contract plans can be suitable for those who are living on rent. If we were to cancel our subscription in the near term, either because of uncertainty in renting the same home or moving abroad, 12-month contracts would likely charge a lower early termination fee.

24-Month Contract Home Fibre Broadband Plans

This will be the most extensive comparison as all the internet service providers offer 24-month home fibre broadband plans at various speeds.

Best 24-Month Contract Plan

In general, 24-month broadband plans are more cost-effective than their 12-month counterparts for the same speeds. For example, Whizzcomms offers a small monthly discount on its no-frills 10Gbps plan when you commit to 24 months instead of 12 months. Longer contract plans also tend to come with additional perks, such as a free router or complimentary installation. This reflects how the internet service providers value longer-term customer commitments.

For speeds between 3Gbps and 6Gbps, the following providers stand out:

• M1’s HomePac 3Gbps for $36.90 (limited time offer) with free router and home line.
• Singtel 3Gbps for $39.90, which comes with the standard installation fee waived, free yuu Points and a free home line. 
• StarHub’s UltraSpeed 3Gbps for $39.91 with free router and 3 months subscription to Amazon Prime.

Among these, M1 currently offers the most competitive pricing due to its promotional rate. However, the StarHub and Singtel broadband plans bundled with entertainment add-ons may appeal household looking for an all-in-one home entertainment option.

This speed tier is generally sufficient for moderate internet usage – such as streaming, gaming and remote work – in households of up to 4 users.  

For larger households or heavy internet users, the 10Gbps plans with higher bandwidth would be more suitable. For this category, the following providers stand out:

• Simba’s 10Gbps for $29.99 with 10Gbps Broadband FREE WiFi 7 Router & Home Phone Line
• MyRepublic’s HyperSpeed 10Gbps for $59.99 with a $50 top up required for the TP-Link HB710 WiFi router (worth $749).
• M1’s Integrated HomePac 10Gbps for $34.90
• ViewQwest 10Gbps 2x ASUS RT-BE58U Router for $38

The most affordable 10Gbps is offered by Simba for just $29.99 per month or eight if you’re an existing 5G mobile customer. Alternatively, you can also consider plans from MyRepublic, M1, or ViewQwest’s 10Gbps plans, which are not only competitively priced but also offer a wide range of freebies.

Alternatively, you can also bundle your broadband plan with an entertainment pack with Singtel or StarHub for more discounted pricing.

For normal usage, most people will not come anywhere close to utilising 10Gbps on their own in their average internet usage, but considering that this plan offers 5 times the bandwidth, families living in multi-generational households may want to seriously consider this plan over a 3Gbps or even 5Gbps plan, especially if your household consists of more than 4 active internet users/ devices.

Many of the providers also offer a wider range of plans than what we have listed. These are typically for those who want an add-on product, like television set or tablet. The main telcos may also offer bundle deals that include more comprehensive home entertainment packages.

Who Should Get A 24-Month Contract Plan?

Anyone who wants to subscribe to a home broadband plan should consider signing up for the 24-month contract plan. They offer the best value for money on their contracts, as well as waive certain installation service fees. 24-month contract plans are also frequently bundled with other services, devices and promotions that may offer more value if you are already intending to purchase the bundled services or devices separately.

For most people, the number of active internet users living in your household and connected devices will play a role in the type of home broadband plan you choose. This number should not change so easily, perhaps the only people who might have to pay attention are those who have adult children who may be moving out, in which case you already have an internet plan and it may be preferable to avoid recontracting so that you can downgrade without penalties when your children move out.

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Is A “Gaming” Plan Worth It?

Most ISPs have a “Gaming” or “Gamer” version of their broadband plan which features ultra-low latency while charging anywhere between $10-20 more per month. For most other internet usage, you will not notice any difference, however, latency governs how quickly data packets are sent from your computer to the server, and if the latency gets too large, your gaming experience may be affected since your opponent has that few milliseconds of extra time to shoot you.

Most internet latency can be eliminated with the use of the right ethernet cables as well as a good router. For instance, WiFi adds a ton of latency because your data needs to be successfully beamed through the airwaves, so if you are trying to game on a WiFi network, or if you are not using a high-spec router, your latency is going to be higher than whatever latency advantage you might get from your ISP.

Given that regular home setups with non-“gamer” plans can be tuned to get a ping of 5ms or below, the extra $10-20 per month does seem like a rather steep price to pay for the latency upgrade. However, if your internet usage is based heavily on gaming and if you can feel the difference enough to regularly irritate you, that extra $10-20 might just be worth spending.