Understanding Total Debt Servicing Ratio (TDSR) – And How It Affects Your Personal Finance Decisions
Currently, the Total Debt Servicing Ratio (TDSR) is set at 60% of one’s gross monthly income. But for business owners or people who derive a significant...
/ 3 weeks ago
When you have multiple loans, each with different loan tenures and interest rates, how should you prioritise your repayments?
/ 12 months ago
If you haven't done so recently, it's time to do an audit of your finances and identify the kinds of debts...
Consolidating your debt with credit card funds transfer can help prevent the interest from snowballing.
Here’s why it may make sense to bank in this cheque.
Credit card funds transfer, also known as balance transfer, can be very useful for managing your debts. Here are the pros...
When used correctly, credit card balance transfers can be an effective way to manage credit card debt or repay other loans.
Advertised Interest Rate Vs Effective Interest Rate. Here’s What Most People Don’t Realise Before Taking A Loan
The advertised interest rate is very rarely the interest rate that you end up paying.