Money

CPF

Understanding How The CPF Home Protection Scheme (HPS) Works

If you're intending to use your CPF monies to pay for your monthly home loan instalments, then the Home Protection Scheme is compulsory. Here's how it...

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  Loans

  / 3 weeks ago

  Can Singapore Households Still Afford To Repay Their Home Loans If Retrenchment Happens

  An MAS stress test assumes a 10% drop in household income and a 2% increase in mortgage rates.

  By Peter Lin
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  Loans

  / 4 weeks ago

  What A 1% Increase In Interest Rates Could Mean For Your Home Loan Repayment

  A simple rule-of-thumb way is that for a $1 million loan, an increase of 1% in interest rate will cost you...

  By Timothy Ho
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  Loans

  / 4 weeks ago

  Floating Vs Fixed Loans: Pros and Cons Of Either Option

  In 2026, the choice between floating and fixed home loans are more nuanced than ever.

  By Peter Lin
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  Branded Content

  / 1 month ago

  Interest Rates Are Going Up. Should I Be Refinancing My Mortgage As Soon As Possible?

  Because every dollar counts.

  By Timothy Ho
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  Loans

  / 1 month ago

  What Mortgage Rate Trends Tell Us About Future Rate Forecasts

  The gap between 2-year and 3-year fixed rates has widened.

  By Contributor
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  Loans

  / 2 months ago

  What Falling SORA Could Mean For Home Loans, T-Bills And S-REITs In Singapore

  Currently hovering above 1.1%, 3M SORA could fall to 0.7% by the end of the year.

  By Peter Lin
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  Loans

  / 2 months ago

  Mortgage Rates Are Lower In 2026: Should You Refinance Your Home Loan Now?

  Home loan rates have steadily fallen since the peak at the end of 2023.

  By Peter Lin
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  Loans

  / 6 months ago

  Why Knowing All About Home Loan Rates Still Cost Me More Than An HDB Loan

  From 2022 to 2025, I paid over 4% on my home loan.

  By Peter Lin
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  Loans

  / 7 months ago

  Should You Pay Off Your Housing Loan Fully If You Can Afford To?

  While you save on interest payments, it may not be the most efficient use of funds.

  By Peter Lin