Eligible Singaporean HDB households will receive rebates of between 1.5 and 3.5 months of Service and Conservancy Charges (S&CC) in FY2026.
Close to 80% of Singapore residents live in HDB flats. While services such as lift maintenance, common-area cleaning, landscaping, and pest control may be taken for granted, they must be funded and managed by the respective Town Councils.
Similar to how condominium owners pay monthly maintenance fees, HDB households pay Service and Conservancy Charges. The amount we pay depends on our Town Council, flat type and whether our household qualifies for the reduced rate.
What Are Service And Conservancy Charges (S&CC)?
S&CC are monthly fees collected by Town Councils to manage, maintain and improve the common property within their estates.
These charges help fund services such as:
- Cleaning and washing common areas;
- Grass cutting, pruning and landscaping;
- Refuse collection and pest control;
- Minor repairs to buildings;
- Maintenance of lifts, pumps and common-area lighting; and
- Periodic servicing and testing, including lift servicing and water-tank maintenance.
Town Councils also have to set aside part of their income for major and longer-term expenditure.
Under the Town Council’s Financial Rules, the amounts allocated to the Sinking Fund and Lift Replacement Fund depend on factors such as the property’s age and whether lifts have been installed. These funds may be used for works such as cyclical repainting, roof replacement, major repairs, lift replacement and lift upgrading.
Different Town Councils Charge Different S&CC Rates
S&CC rates are not uniform across Singapore. Town Councils have discretion to determine the rates applicable to flats within their estates, and these rates may vary according to flat type, design and location.
There are generally two categories of residential S&CC rates: reduced rates and normal rates.
Reduced rates typically apply to qualifying Singaporean households that do not own private property. Normal rates may apply where:
- None of the owners, tenants or authorised occupiers is a Singapore citizen;
- An owner, tenant or authorised occupier has an interest in private residential, industrial or commercial property;
- The flat is owned by or rented to a company; or
- The flat is vacant.
The precise conditions are determined by the relevant Town Council. For example, East Coast Town Council applies these conditions when deciding whether a household should pay the normal or reduced rate.
Read Also: Singaporeans’ Guide To Understanding Town Councils And Their Service & Conservancy Charges
S&CC Reduced Rates
The table below shows the monthly reduced S&CC rates published by the respective Town Councils, as checked on 21 July 2026. Rates are inclusive of GST.
| Town Council | Constituency | 1-Room | 2-Room | 3-Room | 4-Room | 5-Room | Executive |
| Aljunied-Hougang Town Council (AHTC) | Aljunied GRC; Hougang SMC | $22.40 | $34.00 | $53.00 | $71.40 | $91.20 | $119.00 |
| Ang Mo Kio Town Council (AMKTC) | Ang Mo Kio GRC; Kebun Baru SMC; Yio Chu Kang SMC | $23.10 | $34.10 | $53.20 | $70.60 | $89.00 | – |
| Bishan-Toa Payoh Town Council (BTPTC) | Bishan-Toa Payoh GRC; Marymount SMC | $24.20 | $36.90 | $53.80 | $71.60 | – | – |
| Chua Chu Kang Town Council (CCKTC) | Chua Chu Kang GRC; Bukit Gombak SMC | $22.50 | $34.10 | $52.60 | $71.10 | $90.50 | $113.30 |
| East Coast Town Council (ECTC) | East Coast GRC | $22.50 | $33.50 | $52.00 | $71.50 | – | – |
| Holland-Bukit Panjang Town Council (HBPTC) | Holland-Bukit Timah GRC; Bukit Panjang SMC | $22.50 | $33.50 | $51.50 | $71.10 | $89.80 | $114.10 |
| Jalan Besar Town Council (JBTC) | Jalan Besar GRC; Potong Pasir SMC | $22.70 | $32.70 | $51.20 | $70.00 | $89.00 | – |
| Jalan Kayu Town Council (JKTC) | Jalan Kayu SMC | $23.10 | $34.10 | $53.20 | $70.60 | $89.00 | – |
| Jurong-Clementi-Bukit Batok Town Council (JCBBTC) | Jurong East-Bukit Batok GRC; Jurong Central SMC | $21.50 | $32.50 | $53.50 | $71.00 | $90.00 | – |
| Marine Parade-Braddell Heights Town Council (MPBHTC) | Marine Parade-Braddell Heights GRC; Mountbatten SMC | $22.50 | $33.60 | $52.10 | $70.00 | $91.80 | – |
| Marsiling-Yew Tee Town Council (MYTTC) | Marsiling-Yew Tee GRC | $22.50 | $34.10 | $51.60 | $69.50 | $89.50 | – |
| Nee Soon Town Council (NSTC) | Nee Soon GRC | $22.00 | $31.90 | $51.00 | $70.60 | $90.10 | $115.20 |
| Pasir Ris-Changi Town Council (PRCTC) | Pasir Ris-Changi GRC | $22.50 | $33.50 | $49.80 | $69.40 | $88.90 | – |
| Punggol Town Council (PTC) | Punggol GRC | $22.50 | $33.50 | $49.80 | $69.40 | $88.90 | – |
| Sembawang Town Council (SBTC) | Sembawang GRC | $22.00 | $32.00 | $51.00 | $70.50 | $90.00 | $115.00 |
| Sengkang Town Council (SKTC) | Sengkang GRC | $22.50 | $33.50 | $49.00 | $69.50 | $89.00 | – |
| Tampines Town Council (TTC) | Tampines GRC; Tampines Changkat SMC | $22.70 | $34.20 | $52.10 | $71.30 | $90.70 | – |
| Tanjong Pagar Town Council (TPTC) | Tanjong Pagar GRC; Queenstown SMC; Radin Mas SMC | $23.10 | $33.50 | $50.40 | $71.60 | – | – |
| West Coast-Jurong West Town Council (WCJWTC) — Ayer Rajah, Boon Lay, Gek Poh, Nanyang, West Coast and Pioneer SMC | West Coast-Jurong West GRC; Pioneer SMC | $23.10 | $33.00 | $51.60 | $70.60 | $90.10 | – |
| West Coast-Jurong West Town Council (WCJWTC) — Jurong Spring and Taman Jurong | West Coast-Jurong West GRC | $21.50 | $32.50 | $53.50 | $71.00 | $90.00 | – |
As rates and estate boundaries may change, residents should refer to their latest S&CC statement or their Town Council’s website for the amount applicable to their flat.
Eligible Households Will Receive Up To 3.5 Months Of S&CC Rebates In FY2026
Under the permanent GST Voucher scheme, more than one million eligible Singaporean HDB households will receive S&CC rebates in FY2026.
The rebates are disbursed quarterly in April 2026, July 2026, October 2026 and January 2027. The July 2026 rebate is the second S&CC disbursement for FY2026.
| HDB Flat Type | April 2026 | July 2026 | October 2026 | January 2027 | Total For FY2026 |
| 1- and 2-room | 1 month | 1 month | 1 month | 0.5 month | 3.5 months |
| 3-room | 1 month | 0.5 month | 0.5 month | 0.5 month | 2.5 months |
| 4-room | 1 month | 0.5 month | 0.5 month | 0.5 month | 2.5 months |
| 5-room | 0.5 month | 0.5 month | 0.5 month | 0.5 month | 2 months |
| Executive/Multi-generation | 0.5 month | 0.5 month | 0.5 month | – | 1.5 months |
The rebate is measured in months of S&CC rather than as a fixed cash amount. As different Town Councils charge different rates, households living in the same flat type may receive rebates with different dollar values.
For example, a four-room household paying monthly S&CC of $71.00 would receive rebates worth $177.50 over FY2026, equivalent to 2.5 months of charges.
Who Is Eligible For The FY2026 S&CC Rebate?
To qualify for the GST Voucher S&CC rebate:
- There must be at least one Singapore citizen flat owner or occupier living in the flat;
- The flat owners and essential occupiers must not own or have an interest in private property; and
- The flat owners must not have rented out the entire flat.
Households that do not meet these conditions will not receive the S&CC rebate.
The eligibility rules for S&CC rebates should not be confused with those for U-Save rebates, as the two schemes have different property-ownership and occupancy conditions.
HDB residents can check or enquire about their eligibility by logging in to MyHDB Page with Singpass and navigating to:
My Flat > Purchased/Rental Flat > View Service & Conservancy Charges (S&CC) Rebate
How Will The S&CC Rebate Be Paid?
No application is required.
The rebate is credited directly into the eligible household’s S&CC account with its Town Council. It is not paid as cash into the resident’s bank account.
For households paying by GIRO, the Town Council will arrange for the deducted amount to reflect the rebate. No action is required from the household.
What Happens If You Do Not Pay Your S&CC?
S&CC are recurring monthly charges. They are generally due on the first day of each month and should be paid within the payment period set by the respective Town Council.
Late-payment penalties differ between Town Councils. Some impose a fixed penalty according to the flat type, while others impose a percentage-based or standard administrative charge. For example, East Coast Town Council’s monthly late-payment penalties range from $1 for a one-room flat to $6 for an executive or multi-generation flat. Chua Chu Kang Town Council states that its S&CC are due on the first day of each month and that penalty charges apply from the second month of arrears.
Continued non-payment may lead to recovery action by the Town Council. Residents facing financial difficulties should contact their Town Council early to discuss possible payment arrangements rather than allowing their arrears and penalties to accumulate.
S&CC Rebates Reduce Your Household Expenses Automatically
Eligible households will receive between 1.5 and 3.5 months of S&CC rebates in FY2026, depending on their flat type.
One- and two-room households will receive the largest rebate of 3.5 months, while executive and multi-generation flat households will receive 1.5 months. The rebates are automatically credited in April 2026, July 2026, October 2026 and January 2027.
Since the actual dollar amount depends on the S&CC rate charged by the household’s Town Council, residents should continue to check their S&CC statements, especially after changes to Town Council boundaries, property ownership, or occupancy arrangements.
Read Also: When Will Singaporeans Receive Their Budget 2026 Payouts? Key Dates To Know
