Connect with us

Money

From Tax Filing To BTO Launches: Singapore’s Personal Finance Calendar For 2026

Keep track of Singapore’s 2026 payouts, November BTO launch, investment dates and year-end CPF, SRS and voucher deadlines.

Staying on top of personal finance in Singapore means keeping track of more than tax filing. CPF and Supplementary Retirement Scheme (SRS) contributions, government payouts, voucher expiry dates and BTO launches can all affect when we need to save, spend or take action.

This calendar includes selected dates from April 2026 onward and was updated on 15 October 2026. Benefits depend on eligibility, and an announcement date is different from an investment application deadline.

For investments, use the MAS issuance calendar alongside your bank’s cut-off times. T-bill and SGS bond applications through banks may close before the auction. Singapore Savings Bonds (SSBs) are announced on the first business day of each month; their application and issuance dates fall later.

April 2026

Date / periodWhat to note
From 8 April 20262025 Child LifeSG Credits of $500 for eligible children born in 2025.
18 April 2026Individual income tax filing deadline for YA 2026, where filing was required.
28 April 2026Large Family LifeSG Credits of $1,000 for each eligible third or subsequent Singaporean child born between 2020 and 2025.
April 2026U-Save rebates of $110–$190; S&CC rebates of 0.5 or 1 month, depending on flat type and eligibility.

May 2026

Date / periodWhat to note
4 May 2026Monthly SSB announcement. For each issue, check its interest schedule and application closing date before investing.

June 2026

Date / periodWhat to note
2 June 2026Monthly SSB announcement.
From 11 June 2026$500 CDC Vouchers available for Singaporean households, brought forward from January 2027. Claim and spend by 31 December 2027.
17 June 2026June BTO sales exercise launched with 6,952 flats across seven projects.

July 2026

Date / periodWhat to note
1 July 2026Monthly SSB announcement.
From 14 July 20262026 Child LifeSG Credits of $500 for eligible children born between 2014 and 2025. Children born in 2026 receive their disbursement in April 2027.
July 2026U-Save rebates of $110–$190; S&CC rebates of 0.5 or 1 month, depending on flat type and eligibility.

August 2026

Date / periodWhat to note
3 August 2026Monthly SSB announcement.
August 2026GST Voucher – Cash of $450 or $850 for eligible recipients, and GST Voucher – MediSave of $150–$450 for eligible seniors.

September 2026

Date / periodWhat to note
1 September 2026Monthly SSB announcement.
By 9, 17 or 24 September 2026Enhanced Cost-of-Living Special Payment of $400–$600: PayNow-NRIC by 9 September, bank crediting by 17 September, or GovCash by 24 September, subject to the relevant arrangements.

October 2026

Date / periodWhat to note
1 October 2026Announcement of the November SSB issue.
8 October 2026Announcement of the 1-year T-bill, BY26103X. Its auction date is 15 October; bank application cut-offs are earlier.
15 October 2026Announcement of the 6-month T-bill, BS26121N, ahead of its 22 October auction.
22 October 2026Scheduled announcement of the new 5-year SGS (Market Development) bond, ahead of its 28 October auction.
27 October 2026, 9pmApplication closing date for the November SSB issue, GX26110X.
October 2026U-Save rebates of $110–$190, including 2026 Additional U-Save. S&CC rebates are 1 month for 1- and 2-room flats, and 0.5 month for other eligible flat types.

October’s U-Save payout includes an additional rebate equal to the regular amount. Credits go directly into eligible households’ SP Services utilities accounts, while S&CC rebates go to their Town Council accounts. The additional U-Save support also applies in January 2027.

Read Also: From 2-Room To Executive Flats: How Much Of Your Utility Bill Do U-Save Rebates Actually Cover

November 2026

Date / periodWhat to note
2 November 2026Scheduled announcement of the December SSB issue, GX26120A. Separately, the November SSB issue is issued on this date.
25 November 2026, 9pmScheduled application closing date for the December SSB issue.
November 2026Final BTO sales exercise of 2026, moved from October to November. HDB’s 1 October update indicated about 7,960 flats across Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun.

The November BTO launch follows the revised income ceilings and gives potential buyers time to review their plans and obtain an HDB Flat Eligibility (HFE) letter. Check HDB’s launch announcement for the application window; a launch month alone is not an application deadline.

Read Also: Complete Guide To Buying Singapore Savings Bonds (SSB) [2026 Edition]

December 2026

Date / periodWhat to note
1 December 2026Monthly SSB announcement, following MAS’ first-business-day schedule.
December 2026Budget 2026 CPF Top-Up of $500–$1,500 for eligible Singaporeans aged 50 and above, credited to the Retirement Account or Special Account.
December 2026Assurance Package Cash of $100–$250, depending on eligibility, income and property ownership.
31 December 2026Year-end SRS contribution deadline for eligible YA 2027 tax relief. Check your SRS operator’s earlier processing cut-off.
31 December 2026Eligible CPF cash top-up application and payment must reach CPF Board by year-end for tax relief in the next assessment year.
31 December 2026Expiry of SG60 Vouchers and CDC Vouchers 2026 (January). June 2026 CDC vouchers remain valid until 31 December 2027.

The December government CPF top-up is retirement support, rather than cash available for everyday spending. Exact December payment dates should be checked against the relevant payout announcements; the month shown here does not mean every recipient receives funds on the same day.

For voluntary top-ups, check eligibility and limits before transferring money. SRS relief is subject to the overall $80,000 personal income tax relief cap, while CPF top-ups that attract government matching grants do not qualify for tax relief on those matched amounts. Allow time for processing instead of waiting until the last day.

Read Also: When Will Singaporeans Receive Their Budget 2026 Payouts? Key Dates To Know

January 2027

Date / periodWhat to note
January 2027Additional $300 CDC Vouchers for Singaporean households. This is separate from the $500 tranche brought forward to June 2026.
January 2027U-Save rebates of $110–$190, including 2026 Additional U-Save. S&CC rebates are 0.5 month for eligible 1- to 5-room flats; no January S&CC rebate is scheduled for executive and multi-generation flats.
31 January 2027Annual property tax payment deadline, or the due date stated in your bill. Check your bill and GIRO arrangement.

Advertiser Message

Thinking Of Switching Brokers Or Consolidating Your Holdings?

Tiger Brokers is currently running a transfer-in campaign where eligible clients can receive an iPhone 17 Pro Max* when they transfer in their assets.

For SGX investors, there is also a CDP Transfer promotion with 0* commissions on Singapore stocks.

Find out more here. *T&Cs apply.