The ComLink+ Scheme falls under the umbrella of reducing income inequality and boosting social mobility under the Forward Singapore report. Measures to support families to send their children to pre-schools, secure stable jobs with payable CPF, and financial motivations to buy their own homes.
About 14,000 families on the existing ComLink scheme are eligible for the new areas of support, which will be rolled out in the second half of 2024. ComLink+ was introduced in Singapore Budget 2024 and was recently enhanced in Singapore Budget 2026. The Budget 2026 enhancements will take effect in Q3 of 2026.
What Is The ComLink+ Scheme?
The scheme supports low-income families, and represents a shift from just providing basic, short-term social assistance.
There are additional measures that will ease the financial pressures on families while motivating them to achieve long-term financial goals.
It builds on the existing ComLink programme in 2019, where low-income families with children living in HDB rental flats are given coordinated and comprehensive support ranging from job assistance to children’s development. In 2025, the Ministry of Social and Family Development (MSF) launched 3 other Progress Packages, focused on employment, financial stability, and saving for home ownership.
As announced in Budget 2026, in addition to enhancing the existing Progress Packages, families can now get $500 every quarter ($200 in cash and $300 in CPF top-ups) for committing to working with family coaches and case workers at Family Service Centres. This “Partnership Payout” is to recognise their commitment to improving their circumstances.
#1 Support Package For Preschool Education
Preschool enrolment and a good attendance rate may be a norm to most families, but for lower-income families, statistics show that the attendance for their young children is lower than the national average. This is especially true for children from three to four years old.
To support lower-income families, each child enrolled in preschool will get a one-off $500 top-up to his or her Child Development Account (CDA). The CDA is a special savings account for the child to pay for preschool and healthcare costs when the child turns three.
Children aged three to six will receive a $250 top-up every three months for good attendance at preschool. Good attendance is defined as attending school at least 75% of the time. This $250 top-up consists of $100 in cash and $150 credited to their CDA. Previously, it was $200 credited directly to the CDA.
Furthermore, if the child’s attendance is between 50% and 75%, they will receive a top-up of $150 ($60 in cash and $90 to their CDA). This intermediate milestone recognises that some families will face greater challenges in qualifying for the original expectations.
Read Also: 7 Ways For Singapore Parents To Maximise The Child Development Account (CDA)
#2 Support Package For Stable Employment
Individuals will get financial incentives if they earn a gross salary of at least $1,000 a month (based on CPF records). Previously, they required a minimum monthly salary of $1,600 to qualify.
Adults who have jobs that meet the criteria will now receive the following financial top-ups every quarter:
| Monthly Salary | Total Top-Up Per Quarter | Cash | CPF |
| Between $1,000 and $2,000 | $1,250 | $500 | $750 |
| $2,000 and above | $500 | $200 | $300 |
#3 Support Package For Financial Stability
A dollar-for-dollar will be matched (up to $5,000) if the family repays what is owed, determined as verifiable debt, to creditors.
Verifiable debt is defined as debt owed to licensed companies, such as utilities and housing arrears that are verifiable and the repayments are trackable.
The scheme does not cover debt to unlicensed moneylenders and money borrowed from friends and family.
However, this package can only be received once. To qualify, families must also not be receiving financial aid from the government’s ComCare Scheme.
An interesting fact about this package is that it is funded entirely by donors, including Singapore Pools.
#4 Support Package For Home Ownership
For every $1 that the family contributes to their CPF Ordinary Account, the government will top that up with $2. This is to help families save up more quickly for their flat purchase and motivate them to fulfil the dream of owning their own home.
The government and DBS are funding the homeownership package.
The total payouts per family will be up to $50,000 across all packages. It was previously capped at $30,000 for the “Saving for Home Ownership” and “Employment” packages combined. With these enhancements, according to Prime Minister Lawrence Wong during Budget 2026, a family with two children under ComLink+ can receive around $10,000 in cash and CPF top-ups each year while their children are in preschool.
The top-ups will be provided as long as the family is eligible for them, or until the family reaches the payout limit, whichever is earlier.
Featured Image Credit: Wei Heng/DollarsAndSense
This article was originally published on 20 February 2024 and updated on 16 February 2026 to include the enhanced support announced at Budget 2026.
