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Complete Guide To All The Methods For Paying For ERP Fees

You can pay your ERP fees automatically without remembering to top up your NETS CashCard


ERP gantry fees are a common pet peeve for every Singaporean driver. It’s no surprise that Singaporean drivers will have a cashcard in their IUs at most times to pay these ERP fees.

Besides the usual cashcard, there are six other methods of paying for your ERP fees and this can be split into: i) a stored-value card inserted into your IU or ii) a backend payment service

We explain what these methods are and how to acquire or register for them.

#i  A Stored-Value Card Inserted Into Your IU

With a stored value card in your IU, the card inserted will have ERP payments immediately deducted from the card. You will need to make sure that your card has sufficient value. If you do not have enough money in your stored-value card, you will incur an ERP violation and will have to pay a fine.

#1 NETS CashCard

The only card that can both pay for ERP Fares and all car park charges, the NETS CashCard is the most well-known and familiar payment method for ERP charges among Singaporeans.

Nets CashCard
Price $10, inclusive of $5 of stored value
Other Uses The only card with access to all carparks in Singapore
Where to purchase 7-Eleven
Cheers
FairPrice Xpress
Vicom outlets
Star Mart at all Caltex Petrol Stations
NETS Customer Service Centre
Where to top up NETS Top-Up Machines
NETS Self-Service Stations
Any DBS/POSB, OCBC or UOB ATM
7-Eleven*
Cheers*
FairPrice Xpress*
*a service fee may be chargeable at these convenience stores
Validity Period 5 Years from date of card encoding.
Refund Period You are entitled to a full refund within two years after the validity period.
If the CashCard has expired for more than two calendar years after the validity period, NETS will levy a service charge of $1 a month from the stored value until fully depleted or the 72nd calendar month (6 calendar years)

#2 EZ-Link CEPAS Card

The standard card every Singaporean resident has for access to public transport, the EZ-Link card can also be used for ERP charges.

EZ-Link CEPAS Card
Price $12 inclusive of $7 of stored value at TransitLink Ticket Offices, Concession Card Replacement Offices and Passenger Service Centres
$10 inclusive of $5 of stored value at 7-Eleven
Other Uses All public buses, MRT and LRT services
SMRT and TransCab taxis
Other taxis and private buses
Food & Beverage outlets
Shopping & Retail outlets
Leisure & Entertainment outlets
Government Services
Community Clubs
CEPAS acceptable carpark charges
Self-Services like Vending Machines, photocopying and photo printing services.
Where to purchase TransitLink Ticket offices and Concession Card Replacement Offices located at MRT stations and bus interchanges,
Passenger Service Centres within most MRT Stations
7-Eleven stores, including those found at Shell petrol kiosks.
Vending Machines (Located at Bugis Junction, Bishan Junction 8 and Westgate) – price varies across products
Where to top up General Ticketing Machines at bus interchanges and train stations
TransitLink Add Value Machines at selected venues
TransitLink Ticket Offices
7-Eleven Convenience Stores
DBS/POSB and OCBC ATMs
AXS Stations
Top-up machines at PA Community Clubs and Water Venture Outlet
Selected Carparks with EZ-Link card payments
Validity Period 5 Years
Refund Period Anytime, With Expiring EZ-Link Cards having an option to be traded in for a new EZ-Link card for $3

#3 NETS FlashPay Card

A card also using CEPAS technology and therefore can be used on public transport, the NETS FlashPay card combines utility with convenience.

NETS FlashPay Card
Price Each card is sold at $10 (inclusive of $5 stored value) at convenience stores and other outlets. The cost of the card is $5 and is non-refundable.
Other Uses All public buses, MRT and LRT services
Comfort & CityCab and SMRT taxis
Food courts, convenience stores, supermarkets and selected hawker centres
CEPAS acceptable car park charges
Participating merchants of the Retailer Stored Value Programme (RSVP)
Where to purchase NETS Customer Service Centres
NETS FlashPay Online Stores
TransitLink Ticket Offices
7-Eleven stores
Buzz Pods
Cheers
FairPrice Xpress
Vicom
Star Mart at all Caltex Petrol Stations
Travelex Moneychangers at Changi Airport
UOB Moneychangers at Changi Airport
Your debit/credit card may also come with a NETS FlashPay wallet, which you can activate and load.
Where to top up NETS Self Service Stations
NETS Top Up Machines
NETS FlashPay Reader App*
NETS Customer Service Centre
Add Value Machine Plus (AVM+)
General Ticketing Machines (GTMs)
Local bank ATMs (DBS/POSB, OCBC and UOB)
7-Eleven stores
Buzz Pods
Cheers*
FairPrice Xpress*
TransitLink Ticket Office*
*additional service fees may be chargeable
Validity Period 5 Years
Refund Period You are entitled to a full refund within two years after the validity period.
If the CashCard has expired for more than two calendar years after the validity period, NETS will levy a service charge of $1 a month from the stored value until fully depleted or the 72nd calendar month (6 calendar years)

#ii Backend Payment Services

You also have the option of using these backend payment services to connect your Credit/Debit cards to your IU, so that you will not need to make sure that your stored-value card has enough cash.

These work by connecting your IU to your credit cards or an e-wallet, and charging your card when you pass by an ERP entry only when you do not have a stored-value card in your IU. Your card will also be charged if there is insufficient money in the stored-value card in your IU.

However, do note that these three services may have different fees as well as different pre-authorisation or earmark amounts. This means that there will be set amounts of money earmarked from your account and displayed as charges, but any unused earmarked amounts will be returned to you after a set period.

#4 MotorPay

A backend payment service set up between DBS and LTA, MotorPay enables customers to pay ERP charges with their credit cards. Do note that you will need to sign up for a Telemoney or DBS ME Account before signing up for MotorPay

MotorPay
Credit/Debit Cards accepted VISA/Mastercard Only
*take note that your debit card will need to allow online payment services. Visa Election and MasterCard Electronic cards are also not accepted
Fees Monthly Subscription Fee: $1.07 per month per vehicle
Earmarks/Pre-Authorisation amounts Currently, $50 earmarked every Sunday.
Release of the earmarked amount will be done every 7-14 days, depending on issuing bank.
If 80% of the earmarked amount ($40) is used anytime during the week, there will be additional earmarking of $50
Amount of Vehicles that can be registered Up to two vehicles per Telemoney account

#5 Virtual CashCard (vCashCard)

A service by NETS and LTA, the vCashCard is an e-wallet enabling customers to pay for their ERP charges.

vCashCard
Credit/Debit Cards accepted All Locally Issued VISA/MasterCard only
Fees $0.50 (GST Inclusive top-up fee for each vCashCard top-up
You will only be able to top up $50 per transaction
After the first top-up, the vCashCard will automatically be topped up when the amount in your vCashCard falls below $10
Earmarks/Pre-Authorisation amounts A $1 pre-authorisation amount when adding a vehicle into a vCashCard account
Amount of Vehicles that can be registered Up to three vehicles per 1 vCashCard

#6 EZ-Pay

A post-paid cardless payment service by EZ-Link, EZ-Pay users can pay for both ERP charges and charges at selected carparks.

EZ-Pay
Credit/Debit Cards accepted VISA/MasterCard Credit or Debit Cards issued by Citibank and DBS only.
Fees No subscription or service fees
Earmarks/Pre-Authorisation amounts A $50 pre-authorisation amount. All unutilised pre-authorisation amounts will be released back into your account after the holding period, subjected to the issuing bank.
If 50% of the earmarked amount ($25) is used anytime during the week, there will be additional earmarking of $50
Amount of Vehicles that can be registered Up to three vehicles per 1 vCashCard

 Common ERP Violations

You will incur an ERP Violation if you:

  • Have insufficient value in your stored-value card and no registered backend payment service
  • Have a defective IU
  • Have an expired or improperly inserted stored-value card.

Once incurred, you will need to pay the ERP charge + an additional $10 admin fee. However, you can save $2 by paying for your violation through

  • Motoring
  • AXS stations,
  • SAM kiosks,
  • iNETS kiosks
  • Electronic banking facilities such as ATMs, Mobile and internet banking

You will receive a notification of your violation within a few days after the violation and must pay the fine in 2 weeks. If you do not, you will be charged with a $70 fine and a Notice of Traffic Offence. If you do not pay after 28 days, your offence will be referred to court.

Which Card Should You Use?

If you are primarily concerned with paying for your ERP charges, you may want to consider using backend payment services (e.g. MotorPay, vCashCard or Ez-Pay).

If you want a single card that can pay all your ERP and car park charges, the ubiquitous NETS CashCard is still your best option. You just have to remember to keep your NETS CashCard topped up.