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How Much Financial Support Do NSmen Receive

NSmen will receive up to $18,500 for housing, healthcare and education needs.


In 2027, we will commemorate 60 years of National Service (NS) in Singapore. Throughout the year, the Ministry of Defence (MINDEF) and the Singapore Armed Forces (SAF) will also introduce a series of NS60 commemorative events and initiatives to recognise NSFs, NSmen, NS alumni and their families. However, even before NS60, NSmen already enjoy various awards and schemes designed to mark important milestones and their contributions towards NS.

NS HOME Awards At Three Milestones

The NS Housing, Medical and Education (HOME) Awards help address the needs of national servicemen at different stages of life and throughout their NS journey. The NS HOME Awards currently provide CPF and Post-Secondary Education Account (PSEA) contributions, as well as cash credits, at key NS milestones.

NSMen will receive up to $18,500 for housing, healthcare and education needs.

First milestone

Upon completion of full-time NS

Non-CommandersCommanders (Third Sergeant And Above)
$3,000 into PSEA$3,500 into PSEA
$2,000 into CPF MediSave Account (MA)$2,000 into CPF MediSave Account (MA)
$1,000 LifeSG credits$1,000 LifeSG credits

Second milestone

Upon completion of 3 High-Key (HK) In-Camp Training (ICT) or upon completion of 5 Operationally Ready National Service (ORNS) years, of which 2 are HK ICTs, whichever is earlier

Non-CommandersCommanders (Third Sergeant And Above)
$3,000 into CPF Ordinary Account (OA)$3,500 into CPF Ordinary Account (OA)
$2,000 into CPF MediSave Account (MA)$2,000 into CPF MediSave Account (MA)
$500 LifeSG credits$500 LifeSG credits

Third milestone

Upon completion of your respective ORNS training cycle, typically upon fulfilling 10 ORNS years including 7 HK ICTs

Non-CommandersCommanders (Third Sergeant And Above)
$3,000 into CPF Ordinary Account (OA)$3,500 into CPF Ordinary Account (OA)
$2,000 into CPF MediSave Account (MA)$2,000 into CPF MediSave Account (MA)
$500 LifeSG credits$500 LifeSG credits

The awards will be paid out within 3 months after NSmen reach each milestone. NSmen will receive an SMS notification when they become eligible for the award.

NS Excellence Award (NSEA)

The NSEA recognises good performance during In-Camp Training (ICT) or NS training courses by awarding NSmen with at least $100 cash credits via the LifeSG mobile application. Recipients of the National Day Award (NDA) and SAF/Formation NSmen of the Year Award will also qualify for the NSEA.

Eligible groupsEntitlement
NDA recipients$200 NSEA cash credits
SAF NSmen of the Year Award recipients$200 NSEA cash credits
Formation NSmen of the Year Award recipients$200 NSEA cash credits
Top 10% of performers during ICT and training courses$200 NSEA cash credits
Next 20% of performers during ICT and training courses$100 NSEA cash credits

Tax Relief

To recognise NSmen contributions, they receive tax relief.

NSmen and ex-NSmenA base tax relief quantum of $1,500 per year
NSmen who have taken part in any Operationally Ready National Service (ORNS) activities such as In-Camp Training (ICT)An additional $1,500
A Key Appointment holder for NSmenAn additional $2,000, on top of quantum in (a) or (b) above

To be eligible for the tax relief, NSmen must not have committed any disciplinary or criminal offences in the preceding work-year.

Tax relief for your family

In recognition of the support that families give NSmen, their parents and spouse (who must be Singapore citizens) will also receive tax relief of $750 per year. This is assuming the NSman already meets the eligibility requirements for NSmen tax relief.

Training Incentive Awards

IPPT Incentive Award

Based on their total Individual Physical Profiency Test (IPPT) score, NSmen may receive incentives for the following IPPT awards:

Award typeIncentive
Gold$500
Silver$300
Pass with Incentive$200

Marksmanship Award

The marksmanship award is given to NSmen who excel in their shooting skills. Depending on their vocation and unit, NSmen will be given a $200 incentive if they meet the criteria for the marksmanship award.

Read Also: Large Family LifeSG Credits To NS Excellence Award: 7 Types Of Credits You Can Find On Your LifeSG App And Ways To Use Them

Top Image Credit: MINDEF