Salaried workers will expect to be paid in full and on time by their employers. Furthermore, in Singapore, all Singapore Citizens and Permanent Residents (PRs) who work for a company are also eligible to receive CPF contributions.<\/p>\n\n\n\n
However, it might not always work out this way. A company may be short of cash and owe their employees backpay in the form of salaries as well as CPF contributions. Some companies may also go bankrupt and owe unpaid salaries\/CPF contributions.<\/p>\n\n\n\n
Either way, it\u2019s important for employees to know their rights and what they should do when an employer owe them unpaid salaries or CPF contributions. With that, here are 5 things employees can do if they find themselves in such a scenario.<\/p>\n\n\n\n
It\u2019s important that employees first gather evidence on the amount they are owed. Any supporting documents, such as payslips, income tax returns and their employment contract will support a claim against employers.<\/p>\n\n\n\n
For CPF contributions that haven\u2019t been paid and are owed, employees can use a CPF calculator to verify the CPF contribution rates that are applicable to them.<\/p>\n\n\n\n
All this evidence will be useful when it comes to supporting their case and why they are owed the amount in question.<\/p>\n\n\n\n
Read Also: <\/em><\/strong>Complete Guide To Employer\u2019s CPF Contributions In Singapore (2025)<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n Before employees raise a claim, it\u2019s crucial that they contact their employer first to see if there has been either a misunderstanding or some other legitimate reason for non-payment.<\/p>\n\n\n\n Trying to sort out the issue amicably between employee and employer is the first port of call before taking further action with any relevant boards or authorities.<\/p>\n\n\n\n Read Also: <\/em><\/strong>8 Things That Employers Are Legally Allowed To Deduct From Workers\u2019 Salary (According To The Employment Act)<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n If an agreement cannot be reached between employer and employee, regarding either unpaid salaries or unpaid CPF contributions, the next typical step is to raise a claim.<\/p>\n\n\n\n For unpaid salaries, this can be by filing a claim with the Tripartite Alliance for Dispute Management (TADM) at the Ministry of Manpower (MOM).<\/p>\n\n\n\n For unpaid CPF contributions, employees can lodge a report with the CPF Board. They will then initiate an e-resolution process that last two weeks, involving you and your employer. If no resolution can be found the CPF Board will follow up with your employer to verify the claims and additional documentary evidence may be required.<\/p>\n\n\n\n From there, if either CPF or the MOM determines there is a case to answer then legal action will be taken against the employer.<\/p>\n\n\n\n#2 Contact The Employer<\/strong><\/h3>\n\n\n\n
#3 File A Claim With MOM<\/strong><\/h3>\n\n\n\n