{"id":12374,"date":"2025-08-19T17:00:00","date_gmt":"2025-08-19T09:00:00","guid":{"rendered":"https:\/\/dollarsandsense.sg\/business\/?p=12374"},"modified":"2025-08-19T17:09:21","modified_gmt":"2025-08-19T09:09:21","slug":"complete-guide-to-the-skillsfuture-level-up-programme","status":"publish","type":"post","link":"https:\/\/dollarsandsense.sg\/business\/complete-guide-to-the-skillsfuture-level-up-programme\/","title":{"rendered":"Complete Guide To The SkillsFuture Level-Up Programme (SFLP)"},"content":{"rendered":"\n

First announced during the Singapore Budget 2024, the SkillsFuture Level-Up Programme (SLUP) supports mid-career Singaporeans aged 40 and above in undertaking significant reskilling and upskilling to boost their prospects in their current jobs or pivot to a new career.<\/p>\n\n\n\n

In the past two years, including during the Singapore Budget 2025 and National Day Rally 2025, the programme was beefed up to include part-time courses as well as quality courses offered by industry leaders and private training providers, instead of mainly those offered by Institutes of Higher Learning (IHLs).<\/p>\n\n\n\n

Read Also: [Live Updates] Singapore Budget 2025: Live Coverage And Real-Time Commentary<\/a><\/em><\/strong><\/p>\n\n\n\n

What Is The SkillsFuture Level-Up Programme?<\/h3>\n\n\n\n

There are three components to the SkillsFuture Level-Up Programme (SFLP).<\/p>\n\n\n\n

#1 SkillsFuture Credit (Mid-Career) Top-Up Worth $4,000<\/h3>\n\n\n\n

The first is the $4,000 SkillsFuture Credit (Mid-Career) Top-Up. Unlike the $500 SkillsFuture credit that all Singaporeans receive at age 25, this top-up is meant to be more targeted than previous tranches of SkillsFuture top-ups, with usage confined to selected training programmes with improved employability outcomes.<\/p>\n\n\n\n

For example, it can offset out-of-pocket course fees when enrolling into around 7,000 part-time and full-time diploma, post-diploma, undergraduate programmes, and courses for the Progressive Wage Model sectors.<\/p>\n\n\n\n

All Singaporeans will receive the $4,000 in the year they turn 40. These SkillsFuture credits have no expiry date.<\/p>\n\n\n\n

#2 Support For Mid-Career Singaporeans To Pursue Another Subsidised Full-Time Diploma<\/h3>\n\n\n\n

Previously, individuals who have received MOE subsidies or government sponsorship for a diploma or higher qualification (e.g., degree) were not eligible for another subsidised full-time diploma qualification at our institutions.<\/p>\n\n\n\n

Singaporeans aged 40 and above will now qualify for the Mid-Career Enhanced Subsidy (MCES) for another subsidised full-time diploma at the Polytechnics, ITE, and Arts Institutions (i.e., Nanyang Academy of Fine Arts and LASALLE College of the Arts). This will expand the opportunities available for mid-career Singaporeans to take subsidised courses.<\/p>\n\n\n\n

The subsidies are pretty significant. Here\u2019s a look at the annual fees at Polytechnics for the Academic year 2025.<\/p>\n\n\n\n

Singapore Citizens (below 40 years old)<\/strong><\/td>Singapore Citizens (40 years old and above)<\/strong><\/td>Permanent Residents<\/strong><\/td>International Students<\/strong><\/td><\/tr>
$3,100<\/td>$2,100<\/td>$6,400<\/td>$12,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

As we can see, Singapore citizens who are 40 years old and above will enjoy tuition fees ($2,100) that are even lower than those of Singapore citizens who are below 40 years old. It\u2019s also significantly lower than what PRs ($6,400) and international students will be paying ($12,400).<\/p>\n\n\n\n

The $4,000 SkillsFuture Credit (Mid-Career) Top-Up can be used to cover this tuition fee.<\/p>\n\n\n\n

#3 SkillsFuture Mid-Career Training Allowance<\/h2>\n\n\n\n

Perhaps the most generous subsidy of all is the SkillsFuture Mid-Career Training Allowance. Since working adults who intend to take a full-time diploma will have to make significant sacrifices in terms of time to commit to full-time studies, they may need to take time off from their jobs or even stop working altogether for a period of time.<\/p>\n\n\n\n

To better support mid-career workers who need to undergo substantive reskilling, the government will provide a training allowance to Singaporeans aged 40 and above who undertake full-time long-form training to partially offset the income loss from taking time off from work.<\/p>\n\n\n\n

This has been available since March 2025 for eligible individuals who enrol in the following full-time long-form training programmes.<\/p>\n\n\n\n

(i) Full-time SkillsFuture Career Transition Programme courses, which are designed to support mid-career transitions into sectors with good hiring opportunities.<\/p>\n\n\n\n

(ii) Full-time publicly-funded full qualifications up to undergraduate degree level offered by our Institutes of Higher Learning and Arts Institutions.<\/p>\n\n\n\n

The training allowance will be equivalent to 50% of the individual\u2019s average income over the latest available 12-month period, capped at $3,000 per month. For example, someone who earns $6,000 a month or more will receive a maximum of $3,000 a month for up to 24 months. Someone who earns $4,000 a month will receive $2,000 during their training period for up to 24 months.<\/p>\n\n\n\n

During the Singapore Budget 2025 speech, PM Lawrence Wong extended the SkillsFuture Mid-Career Training Allowance to selected part-time long-form training programmes<\/a>. The part-time training allowance will be a fixed allowance of $300 per month, and will help trainees defray incidental training expenses (e.g., books, materials, transport). This scheme will be implemented by early 2026.<\/p>\n\n\n\n

During National Day Rally 2025, PM Lawrence Wong said that the scheme will be further expanded to include “quality courses offered by industry leaders and private training providers”.<\/p>\n\n\n\n

Every Singaporean can receive up to 24 months of the SkillsFuture Mid-Career Training Allowance throughout their lifetime. This can be shared for both full-time and part-time training.<\/p>\n\n\n\n

Read Also: Complete Guide To SkillsFuture Credits \u2013 And How Singaporeans Can Use Them<\/a><\/em><\/strong><\/p>\n\n\n\n

The SkillsFuture Level-Up Programme encourages lifelong learning among Singaporeans by offering a combination of SkillsFuture credits, course subsidies, and training allowances. It also provides an opportunity for mid-career Singaporean workers who are considering a career switch to not only further their studies in an area of their choice but also receive training allowances during their study period.<\/p>\n\n\n\n

Read Also: Why Singapore Employers Need To Be Prepared For An Older Workforce<\/a><\/em><\/strong><\/p>\n\n\n\n

Here’s an infographics that tells you all you need to know about the SkillsFuture Mid-Career Training Allowance. Infographics courtesy of SkillsFuture. <\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Source: SkillsFuture<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"The SkillsFuture Level-Up Programme will provide Singaporeans age 40 years and above with a combination of $4,000 in SkillsFuture credit, education subsidies and training allowance of up to $3,000 a month\n","protected":false},"author":4,"featured_media":12376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[95],"tags":[284,1985,102,1983,1878,1984],"yoast_head":"\nComplete Guide To The SkillsFuture Level-Up Programme (SFLP) | DollarsAndSense Business<\/title>\n<meta name=\"description\" content=\"The SkillsFuture Level-Up Programme provides SkillsFuture credits, subsidies and training allowance for Singaporeans age 40 and above\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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