{"id":12374,"date":"2025-08-19T17:00:00","date_gmt":"2025-08-19T09:00:00","guid":{"rendered":"https:\/\/dollarsandsense.sg\/business\/?p=12374"},"modified":"2025-08-19T17:09:21","modified_gmt":"2025-08-19T09:09:21","slug":"complete-guide-to-the-skillsfuture-level-up-programme","status":"publish","type":"post","link":"https:\/\/dollarsandsense.sg\/business\/complete-guide-to-the-skillsfuture-level-up-programme\/","title":{"rendered":"Complete Guide To The SkillsFuture Level-Up Programme (SFLP)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">First announced during the Singapore Budget 2024, the SkillsFuture Level-Up Programme (SLUP) supports mid-career Singaporeans aged 40 and above in undertaking significant reskilling and upskilling to boost their prospects in their current jobs or pivot to a new career.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the past two years, including during the Singapore Budget 2025 and National Day Rally 2025, the programme was beefed up to include part-time courses as well as quality courses offered by industry leaders and private training providers, instead of mainly those offered by Institutes of Higher Learning (IHLs).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Read Also: <a href=\"https:\/\/dollarsandsense.sg\/live-updates-singapore-budget-2025-live-coverage-real-time-commentary\/\">[Live Updates] Singapore Budget 2025: Live Coverage And Real-Time Commentary<\/a><\/em><\/strong><\/p>\n\n\n\n<h3 id=\"what-is-the-skillsfuture-level-up-programme\" class=\"wp-block-heading\">What Is The SkillsFuture Level-Up Programme?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There are three components to the SkillsFuture Level-Up Programme (SFLP).<\/p>\n\n\n\n<h3 id=\"1-skillsfuture-credit-mid-career-top-up-worth-4000\" class=\"wp-block-heading\">#1 SkillsFuture Credit (Mid-Career) Top-Up Worth $4,000<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The first is the $4,000 SkillsFuture Credit (Mid-Career) Top-Up. Unlike the $500 SkillsFuture credit that all Singaporeans receive at age 25, this top-up is meant to be more targeted than previous tranches of SkillsFuture top-ups, with usage confined to selected training programmes with improved employability outcomes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, it can offset out-of-pocket course fees when enrolling into around 7,000 part-time and full-time diploma, post-diploma, undergraduate programmes, and courses for the Progressive Wage Model sectors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All Singaporeans will receive the $4,000 in the year they turn 40. These SkillsFuture credits have no expiry date.<\/p>\n\n\n\n<h3 id=\"2-support-for-mid-career-singaporeans-to-pursue-another-subsidised-full-time-diploma\" class=\"wp-block-heading\">#2 Support For Mid-Career Singaporeans To Pursue Another Subsidised Full-Time Diploma<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Previously, individuals who have received MOE subsidies or government sponsorship for a diploma or higher qualification (e.g., degree) were not eligible for another subsidised full-time diploma qualification at our institutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Singaporeans aged 40 and above will now qualify for the Mid-Career Enhanced Subsidy (MCES) for another subsidised full-time diploma at the Polytechnics, ITE, and Arts Institutions (i.e., Nanyang Academy of Fine Arts and LASALLE College of the Arts). This will expand the opportunities available for mid-career Singaporeans to take subsidised courses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The subsidies are pretty significant. Here\u2019s a look at the annual fees at Polytechnics for the Academic year 2025.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Singapore Citizens (below 40 years old)<\/strong><\/td><td><strong>Singapore Citizens (40 years old and above)<\/strong><\/td><td><strong>Permanent Residents<\/strong><\/td><td><strong>International Students<\/strong><\/td><\/tr><tr><td>$3,100<\/td><td>$2,100<\/td><td>$6,400<\/td><td>$12,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">As we can see, Singapore citizens who are 40 years old and above will enjoy tuition fees ($2,100) that are even lower than those of Singapore citizens who are below 40 years old. It\u2019s also significantly lower than what PRs ($6,400) and international students will be paying ($12,400).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The $4,000 SkillsFuture Credit (Mid-Career) Top-Up can be used to cover this tuition fee.<\/p>\n\n\n\n<h2 id=\"3-skillsfuture-mid-career-training-allowance\" class=\"wp-block-heading\">#3 SkillsFuture Mid-Career Training Allowance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Perhaps the most generous subsidy of all is the SkillsFuture Mid-Career Training Allowance. Since working adults who intend to take a full-time diploma will have to make significant sacrifices in terms of time to commit to full-time studies, they may need to take time off from their jobs or even stop working altogether for a period of time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To better support mid-career workers who need to undergo substantive reskilling, the government will provide a training allowance to Singaporeans aged 40 and above who undertake full-time long-form training to partially offset the income loss from taking time off from work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This has been available since March 2025 for eligible individuals who enrol in the following full-time long-form training programmes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(i) Full-time SkillsFuture Career Transition Programme courses, which are designed to support mid-career transitions into sectors with good hiring opportunities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(ii) Full-time publicly-funded full qualifications up to undergraduate degree level offered by our Institutes of Higher Learning and Arts Institutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The training allowance will be equivalent to 50% of the individual\u2019s average income over the latest available 12-month period, capped at $3,000 per month. For example, someone who earns $6,000 a month or more will receive a maximum of $3,000 a month for up to 24 months. Someone who earns $4,000 a month will receive $2,000 during their training period for up to 24 months.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">During the Singapore Budget 2025 speech, PM Lawrence Wong extended the <a href=\"https:\/\/www.mof.gov.sg\/docs\/librariesprovider3\/budget2025\/download\/pdf\/annexd1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">SkillsFuture Mid-Career Training Allowance to selected part-time long-form training programmes<\/a>. The part-time training allowance will be a fixed allowance of $300 per month, and will help trainees defray incidental training expenses (e.g., books, materials, transport). This scheme will be implemented by early 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">During National Day Rally 2025, PM Lawrence Wong said that the scheme will be further expanded to include &#8220;quality courses offered by industry leaders and private training providers&#8221;.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every Singaporean can receive up to 24 months of the SkillsFuture Mid-Career Training Allowance throughout their lifetime. This can be shared for both full-time and part-time training.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Read Also: <a href=\"https:\/\/dollarsandsense.sg\/business\/guide-skillsfuture-credits-how-singaporeans-use\/\">Complete Guide To SkillsFuture Credits \u2013 And How Singaporeans Can Use Them<\/a><\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The SkillsFuture Level-Up Programme encourages lifelong learning among Singaporeans by offering a combination of SkillsFuture credits, course subsidies, and training allowances. It also provides an opportunity for mid-career Singaporean workers who are considering a career switch to not only further their studies in an area of their choice but also receive training allowances during their study period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Read Also: <a href=\"https:\/\/dollarsandsense.sg\/business\/singapore-employers-prepared-older-workforce\/\">Why Singapore Employers Need To Be Prepared For An Older Workforce<\/a><\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s an infographics that tells you all you need to know about the SkillsFuture Mid-Career Training Allowance. Infographics courtesy of SkillsFuture. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"960\" src=\"https:\/\/dollarsandsense.sg\/business\/wp-content\/uploads\/2024\/08\/0103_SMCP_Infographic-A_700x960pxH.png\" alt=\"\" class=\"wp-image-12375\" srcset=\"https:\/\/dollarsandsense.sg\/business\/wp-content\/uploads\/2024\/08\/0103_SMCP_Infographic-A_700x960pxH.png 700w, https:\/\/dollarsandsense.sg\/business\/wp-content\/uploads\/2024\/08\/0103_SMCP_Infographic-A_700x960pxH-219x300.png 219w, https:\/\/dollarsandsense.sg\/business\/wp-content\/uploads\/2024\/08\/0103_SMCP_Infographic-A_700x960pxH-380x521.png 380w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Source: <a href=\"https:\/\/www.skillsfuture.gov.sg\/level-up-programme\" target=\"_blank\" rel=\"noreferrer noopener\">SkillsFuture<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"The SkillsFuture Level-Up Programme  will provide Singaporeans age 40 years and above with a combination of $4,000 in SkillsFuture credit, education subsidies and training allowance of up to $3,000 a month\n","protected":false},"author":4,"featured_media":12376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[95],"tags":[284,1985,102,1983,1878,1984],"class_list":["post-12374","post","type-post","status-publish","format-standard","has-post-thumbnail","category-policies","tag-lifelong-learning","tag-mid-career-switch","tag-skillsfuture","tag-skillsfuture-credit-mid-career-top-up","tag-skillsfuture-level-up-programme","tag-skillsfuture-mid-career-training-allowance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Complete Guide 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