Credit Cards in Singapore.
Some cards require you to hit a minimum spending before they become valuable.
If you are not confident of achieving the minimum spend, it may make more sense to use a card that gives you a rebate with no minimum spending.
It’s important to understand what you tend to spend on. That’s because benefits such as cash rebates may differ depending on the kind of spending you make.
For example, the OCBC 365 provides a rebate of 6% for weekend dining, while only offering a 3% rebate for online and grocery shopping.